價(jià)值鏈視角下我國(guó)上市商業(yè)銀行核心競(jìng)爭(zhēng)力評(píng)價(jià)體系構(gòu)建研究.pdf

1、 獨(dú) 創(chuàng) 性 聲 明 本人聲明所呈交的學(xué)位論文是本人在導(dǎo)師指導(dǎo)下進(jìn)行的研究工作及取得的研究成果。 據(jù)我所知， 除了文中特別加以標(biāo)注和致謝的地方外， 論文中不包含其他人已經(jīng)發(fā)表或撰寫過的研究成果， 也不包含為獲得或其他教育機(jī)構(gòu)的學(xué)位或證書而使用過的材料。 與我一同工作的同志對(duì)本研究所做的任何貢獻(xiàn)均已在論文中作了明確的說明并表示謝意。 學(xué)位論文作者簽名：簽字日期：年 月 日 學(xué)位論文版權(quán)使用授權(quán)書 學(xué)位論文版權(quán)使用授權(quán)書 本學(xué)位論文

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3、：年 月 日 Abstract Listed commercial banks, as the foundation of China's financial system, its core competitiveness directly affect China's comprehensive national strength in the international status. As China&#

4、39;s listed commercial banks continue to participate in international competition, it will face more and more challenges and threats. On the one hand, there is still a big gap between China's listed commercial banks

5、and the international advanced banks in corporate governance, risk management, internal control and other aspects . On the other hand, under the background of the reform of the domestic financial system, interest rates a

6、re liberalize, impacting on bank deposit business. Debt and equity trading market is gradually perfect, financial disintermediation and the emergence and development of Internet Financial divert traditional financial fun

7、ds, making the operating environment of the listed commercial banks more complex. It becomes a priority to improve the listed commercial banks’ core competitiveness.China has sixteen listed commercial banks, including fi

8、ve state-owned holding banks, three city commercial banks, eight joint stock commercial banks. On the basis of drawing lessons from domestic and foreign research results and practical experience, this paper analyzes the

9、composition factors of the core competence of Chinese listed commercial banks from the point of view of value chain, and based on the principles of scientific, comprehensive, comparable and workable, constructs the evalu

10、ation index system of the core competitiveness of Listed Commercial Banks, has a comprehensive evaluation of the core competitiveness of China's sixteen listed commercial Banks, And then puts forward strategies to en

11、hance the core competitiveness of listed commercial Banks in China from the development strategy, governance structure, human resource management, risk control, financial innovation and cultural construction. Research

12、shows that: under the perspective of value chain, the core competitiveness of listed commercial Banks in China is formed in the basic value activity such as the internal process action, product processing, the external s

13、upport, marketing, financial services, and the auxiliary value activities such as infrastructure, human resource management, R&D of financial products and services, logistics calculation and purchasing, which is a ki